Use Your Employer Legal Plan for Estate Planning in Mission Viejo

If your employer offers ARAG, MetLife, or another legal plan benefit, you may already have coverage for the estate planning documents your family needs — and our office is ready to help you use it.

 

Call 949-770-9949 to confirm your plan is accepted before submitting through your plan portal.

Plans We Accept

We are participating panel attorneys for ARAG and MetLife legal plans. We are also panel attorneys for several other legal plans and networks. Contact our office to find out if your specific plan is one we serve.

 

Plan members often call first to confirm acceptance — that is always welcome, and we can usually answer quickly.

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What Your Legal Plan Typically Covers

Coverage varies by plan and tier, but most employer legal plans include some or all of the following estate planning documents:

 

  • Last will and testament
  • Revocable living trust
  • Durable power of attorney for finances
  • Advance health care directive
  • HIPAA authorization
  • Pour-over will (when paired with a living trust)

 

Some documents — including special needs trusts, conservatorship petitions, and more complex trust structures — may fall outside standard plan coverage or require supplemental fees. We will clarify what your specific plan covers before any work begins so there are no surprises.

How to Use Your Plan at Our Office

Step 1: Contact Our Office First

Call 949-770-9949 or submit our contact form to confirm your plan and coverage tier. This step takes only a few minutes and ensures your documents will be processed correctly through your plan.

Step 2: Obtain Your Claim or Authorization Number

Your plan administrator or HR department can provide this. ARAG members access it through the ARAG portal. MetLife members receive it through their plan's member services line.

Step 3: Schedule Your Consultation

Once your plan is confirmed, we schedule your appointment and begin the intake process. Most legal plan members can complete their core estate planning documents in one to two appointments.

Step 4: We Handle the Rest

We submit the necessary documentation to your plan directly. You focus on the decisions — we handle the paperwork on the back end.

What should i expect?

A Note on MetLife Legal Plan Coverage

MetLife's legal plan is transitioning to a fully virtual service model across California. This means MetLife plan members throughout the state — not just those in the immediate Mission Viejo area — can now work with our office to complete their estate planning documents. If you have a MetLife legal plan through your employer, contact us to confirm current coverage and how to get started.

Why Families Choose This Office for Legal Plan Work

We have held an active California State Bar license since 1988, with more than 35 years focused on estate planning, trusts, and probate. Our 4.9 rating across 49 verified reviews reflects the same experience plan members receive — thorough document preparation, clear communication, and a staff that moves the process forward without unnecessary delays.

 

Using an employer legal plan does not mean a reduced level of service. Every client — plan member or private pay — receives the same preparation and attention.

 

  • 35+ years of focused estate planning practice
  • Active panel attorney for ARAG, MetLife, and additional legal plan networks
  • Mission Viejo office with additional Southern California meeting locations including Carlsbad
  • Spanish-speaking staff available
  • Secure online client portal for document access and ongoing communication
  • 4.9 rating with 49 verified reviews

What Legal Plan Members Commonly Ask

  • Does ARAG cover estate planning?

    Yes, most ARAG plan tiers include coverage for wills, living trusts, powers of attorney, and advance health care directives. The specific documents covered depend on your employer's plan tier. Call our office or log in to your ARAG member portal to review your coverage before scheduling.

  • How do I use my MetLife legal plan for a will or trust?

    Contact your HR department or MetLife member services to obtain your authorization number, then call our office to confirm acceptance and schedule your appointment. MetLife's legal plan now operates on a fully virtual model in California, so you can work with us regardless of where in the state you are located.

  • Can a legal plan member get powers of attorney and healthcare directives?

    In most cases, yes. Durable powers of attorney and advance health care directives are commonly included under both ARAG and MetLife plan coverage. We will confirm exactly what your plan covers when you call to schedule.

  • What legal plans does your office serve?

    We are panel attorneys for ARAG, MetLife, and several other legal plan networks. Contact our office directly to confirm whether your specific plan or network is one we serve. Coverage and participation can change, so a quick call is the most reliable way to verify.

  • What costs might fall outside my legal plan coverage?

    Standard estate planning documents — wills, basic trusts, powers of attorney, and health care directives — are typically covered. More complex work, such as special needs trusts, conservatorship proceedings, or trust administration, often falls outside plan coverage and may involve additional fees. We will give you a clear picture of what is and is not covered before any work begins.
Hand holding scales of justice.

Ready to Use Your Legal Plan?

Call 949-770-9949 or submit our contact form and we will confirm your plan, explain what is covered, and get your appointment scheduled.